One number, honestly calculated
Every other figure in FinArk exists to make that one trustworthy.
A bank app tells you what you have. It doesn't know that rent leaves on the 5th, that two EMIs are pending, or that the electricity bill lands next week. FinArk keeps track of what's already committed, so the number on your home screen is the one you can actually act on.
What it keeps track of
Built for how money actually works in India.
Accounts & cards
Bank accounts, cash and credit cards, with utilisation and limits tracked per card.
Automatic transactions
Grant notification access and bank alerts become transactions on their own. Every one is yours to review before it counts.
Loans & EMIs
Full amortisation schedule, months paid, payoff date — and a simulator showing what paying extra really saves you.
Fixed expenses
Rent, subscriptions and bills, daily, weekly or monthly, folded into what's committed this month.
Assets & investments
Holdings with profit and loss, SIP tracking, and net worth charted over time.
Budgets & insights
A cap per category with alerts at 80% and 100%, plus trends, breakdowns and month-on-month comparisons.
Free, generously
Unlimited accounts, loans, assets and transactions — no caps on the things you record.
The free tier is ad-supported and limits only two things: 10 categories of your own (the built-in ones are free and unlimited) and 3 months of charts and insights. Your data is never deleted or hidden from you because of your tier — only the analysis window is capped.
Premium
Budgets and overspend alerts, the prepayment simulator, full insights history, net worth over time, Excel & PDF exports, app lock, unlimited categories — and no ads.
Auto-renewing subscriptions billed through Google Play. Cancel any time in the Play Store — access continues to the end of the term you've paid for. See the Terms for the full detail.
Your money data stays yours
A finance app earns trust by what it refuses to do.
- No bank credentials, ever. FinArk never asks to log in to your bank. Nothing connects to your account.
- No card or UPI details. Payments happen entirely inside Google Play — they never reach our servers.
- No SMS access. The app reads bank notifications you opt into, not your messages. You can revoke it in Android settings at any time.
- Never sold, never ad-targeted. Your financial records are not used to target advertising and are not sold to anyone.
- Deletable on request. Your account and all its data, permanently, within 30 days.
Coming soon to Google Play
FinArk is in testing ahead of its Play Store release.
Android · Play Store release pendingQuestions, or want in on the test? rameshkumars120819@gmail.com